Predicting a bowl win if you predicted 8-5 or 9-4 is pretty bold, as we'd probably be matched up against a fairly respectable team. OTOH, predicting a bowl win with a 7-6 or 6-7 season isn't all that bold. As nik pointed out, a 7-6 Pac-12 South team is probably going to curb stomp a 7-5 team from the MAC or Sun Belt.