That ignores is the current disparity in scheduling philosophy between the conferences, nevermind individual schools. Why should Notre Dame, USC, Stanford, and others be punished for scheduling difficult road games across the country while another team is rewarded for playing nobodies or only playing at home. The current system overweights losses and undervalues good wins. When a late season blowout win at home over Mercer is considered better than having a true road loss to an upper tier P5 program, them you have a problem and that is where we are at. If you want to take the best 5 teams, then we should set up a point system. Wins at home against P5 schools are worth 3 points, against G5 at home 1, FCS 0. P5 on the road win 5, lose 1, true nuetral site win 4, lose 0. G5 neutral site win 2, lose -1. G5 road win 3, lose 0. FCS win anywhere is 0, lose is -10.
G5 schools would be rewarded more for playing P5 wins and get more credit for their G5 games. FCS punishment would remain though. Set P5 wins at 7, 5, and 4 for road, neutral, and away. P5 losses at 2, 1, and 0. G5 wins at 4, 2, and 1. G5 losses at 1, 0, -1.