This is part of why I have never liked the idea of a playoff, especially an expanded playoff in college football.OTOH, I'm sick of non-division winners getting a shot at the playoff.
Say what you want about UGA, Michigan, TCU, and USC, and how they would match up head-to-head with Alabama, Ohio State or Tennessee, the fact is the above 4 have to play another game this weekend, against probably a top ten team for TCU and a top 12 team for USC.
It is absolutely unfair that a team can benefit from not being good enough to be in their own conference championship game.
It was far from a perfect system but I always liked the idea that the champion and the major bowl champions were there because they were the best over the entire season.
A playoff, and the larger the bracket the worse it gets, is simply a measure of be good enough to get in they get hot/lucky and win the title.
This means we get teams that didn't win their divisions, teams that lost 2 games (soon to be 3 or more games when they expand) that just have to win their way through the bracket for a title while a team that was best over the entire year goes home because they got an unfavorable seeding, lost a couple top players to injury, lost a game on turnovers and or bad calls, etc.