Maybe, I think it's a bit of program and conference identity intersecting.I wish everyone stanning for Bama would just sack up and say "because SEC".
If a Big Ten or SEC champion was in the situation that FSU was in, on their 3rd string QB, with a Pac-12, Big 12, or ACC team in Bama's position, these same people would be like, "Whelp, they went undefeated, so it doesn't matter."
If it was a 13-0 Clemson team with a QB injury, then I wonder if we would be having this discussion.
If it was a 12-1 Vandy or Kentucky winning the SEC we wouldn't be having this discussion; if it was Arky, Ole Miss, Mizzou, Tennessee, A&M etc. we probably wouldn't be having this discussion; if it was LSU or Auburn we probably would.